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Posted by admin on April 1st, 2010 :: Filed under
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Good news to creadit card holders. Government regulators are expected to issue new rules on credit card rates that aim to crack down on unfair and deceptive practices. Among the new guidelines were the prohibition on increasing the interest rates on debts except when the payment is late by at least 30 days. The new rules will compel the banks to apply monthly payments that exceed the required minimum and will prohibit the card issuers from charging late fees unless the credit card holders were given a reasonable length of time to pay (at least 21 days).
That is certainly a wonderful news to credit card holders. However, the new rule will only take effect in the middle of 2010 and this early, the banks are already protesting the new rules.
Posted by Jones on January 11th, 2009 :: Filed under
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Environmentalists are opposing the new decision by the Environmental Protection Agency saying carbon dioxide is not a pollutant to be regulated when utility firms are applying for permit to build power plants. The environmentalists fear that with this new decision, more coal-fired power plants will be approved and built. But EPA Administrator Stephen Johnson said the agency cannot regulate carbon emissions in approving a power plant.
What a heck! Since when did it occur that carbon dioxide is not a pollutant? The EPA decision made by Mr. Johnson is clearly ridiculous. Every scientific study points to the fact that carbon dioxide is a pollutant and must be regulated to stop further damage in the environment. That ought to be made known to Mr. Johnson, even if he is soon to leave office to be replaced by a new Obama-picked administrator.
Posted by Jones on January 10th, 2009 :: Filed under
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As the financial crisis is hurting the economy very badly, many economists are still looking for both the causes of the crisis and the solutions to it. One analysis on the cause of the crisis is pointing to former President Bill Clinton’s tax break proposal in 1996, which was approved by Congress on the following year. Some observers said Clinton’s tax cut measure, which removes taxes on capital gains when selling houses, may have been one of the causes o the housing bubble that occurred. However, many economists said the tax cut law has little effect in the housing boom and in the current crisis. There are many other factors that had contributed more on the crisis rather than the tax break. Indeed, the tax break is not the cause of the crisis but rather the easing of the credit standards, a sharp reduction in the interest rates and the unanimous belief that house costs will not drop.
Posted by Jones on January 9th, 2009 :: Filed under
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Statistics show that there are only few workers who sought unemployment benefits last week. The number is less than what is expected considering the growing unemployment rate. Perhaps because the workers may have delayed filing their claims due to the Thanksgiving holiday. However, the dip in unemployment benefits claims is only temporary as more companies are laying off workers and have stopped hiring personnel. It could be expected that in the coming weeks, the number of people seeking unemployemnt benfits will rise. While the benefits claims will help the laid-off workers, that will only be on a temporary basis. The people still need jobs more than the unemployment benefits.
Posted by Jones on January 8th, 2009 :: Filed under
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It seems that the government is losing hope in the situation of the automobile industry, particularly the automakers General Motors and Chrysler. Treasury Secretary Henry Paulson said it might be proper to allow the automakers to fall into bankruptcy if that is the only solution left. This means the government might not bail them out.
The secretary might be correct. If these firms will collapse, so let it be. Enough of using public money to save private enterprises whose businesses are failing. It is not the business of the people, the taxpayer, to save these companies while there are other more important matters to attend to such as social services, health benefits and education. The people’s money should be used for general welfare, not for the welfare of the ailing companies. If GM and Chrysler would fail, for sure there will be others that will take their place in the automobile industry.
Posted by Jones on January 8th, 2009 :: Filed under
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Amid the cutting down of oil production by the Organization of the Petroleum Exporting Countries, the prices of oil contniues to go down in the world market. The drop in oil prices is due to the falling demand for oil. It appears that more and mmore people are now looking for an alternative source of energy, which is goood both for the economy and the environment. Gas prices have been so high and that the OPEC’s arrogance in dictating the prices have been going on for so long. It’s about time their power be stripped.
It also appears that OPEC can no longer cut down its production, that is to say its plan to boost oil prices once more after shooting up to almost $150 per barrel in the middle of the year. The cartel can no longer afford to reduce production because if that would happen, governments and the people would definitely look for more alternative energy sources instead of begging the cartel to produce more.
Posted by Jones on January 7th, 2009 :: Filed under
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Despite the OPEC’s announcement of oil production cut, the prices of crude oil remain low. The OPEC decision of reducing its oil production seems to have affect in the market. The oil prices are going around $40 per barrel in the recent trading. This is an indication that more and more people are seeking alternative sources of fuel. It might also be an indication that the OPEC’s power is now declining, which I think is good. The cartel has long been ripping every economy through its dominant position of producing oil, which has been the world’s primary source of fuel. But now that alternative sources of energy is becoming popular, the cartel’s position in the world market is starting to diminish.
Will this mean that the cartel is going to fall apart? Well, let’s just wait and see.
Posted by Jones on January 6th, 2009 :: Filed under
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As the investigation on the Madoff scandal is still ongoing, those affected by the scheme has turned their eyes not on Bernard Madoff but on their auditing firms. FairField Greenwich Corp, which is the most affected firm currently known, sued its auditing firm PriceWaterhouseCoopers for the latter’s failure to detect the alleged fraud. The New York Law School, meanwhile, is seeking legal action against Ascot Partners LP and its officials over the investment with the Madoff firm. Such actions show the immense effect of the alleged Ponzi scheme run by Bernard Madoff. It’s only ridiculous that the scheme has been discovered just now, almost ten years since it was started by the Madoff.
Posted by Jones on January 4th, 2009 :: Filed under
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President-elect Barack Obama’s first day in office will not be easy. On January, when he is going to sit in his desk at the White House, Obama will have to face a huge load of problems on the nation’s economy. Hence his team is already preparing a “stimulus package plan,” estimated to cost about $1 trillion for two years. This plan would include health care financing, energy-saving plans, expanded unemployment aid, school construction and renovation, food stamps for the less fortunate and tax breaks.
Well, the president-elect must really prepare now. The legacy that will be left by outgoing Pres. Bush is not so much of a legacy but a burden – a crippled economy at that. So incoming Pres. Obama must be ready on his first grueling day at office.
Posted by Jones on December 30th, 2008 :: Filed under
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